February 2017 – Boosts Your Moral to Be Enthusiastic In Life

Month: February 2017

Home Improvement Tips: Ways to Increase the Value of Your Home

Home Improvement Tips: Ways to Increase the Value of Your Home

HOME IMPROVEMENT
Home improvement projects often begin with someone saying, "Wouldn't it be nice if... ?" usually followed by a wish for a remodeled kitchen or a room addition for space to accommodate every family member's needs. More often than not, reality and dreams don't coincide, due to limited funds for realizing the dream, or limits on the available space. The trick: turning your dreams into reality. Begin with a realistic evaluation of your needs. Homeowners usually consider home improvements for one of the following reasons. You may feel the need to update something that is out-of-date. If your kitchen color scheme was perfect a few decades ago but no longer works, now may a good time to update it. Some home improvement projects grow out of an immediate need to replace broken or inefficient fixt...
Financing Cash Flow Peaks And Valleys

Financing Cash Flow Peaks And Valleys

FINANCE
For many businesses, financing cash flow for their business can be like riding a continuous roller coaster. Sales are up, then they do down. Margins are good, then they flatten out. Cash flow can swing back and forth like an EKG graph of a heart attack. So how do you go about financing cash flow for these types of businesses? First, you need to accurately know and manage your monthly fixed costs. Regardless of what happens during the year, you need to be on top of what amount of funds will be required to cover off the recurring and scheduled operating costs that will occur whether you make a sale or not. Doing this monthly for a full twelve-month cycle provides a basis for cash flow decision making. Second, from where you are at right now, determine the number of funds available in cas...