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The Future of Commercial Real Estate

The Future of Commercial Real Estate

REAL ESTATE
Although serious supply-demand imbalances have continued to plague real estate markets into the 2000s in many areas, the mobility of capital in current sophisticated financial markets is encouraging to real estate developers. The loss of tax-shelter markets drained a significant amount of capital from real estate and, in the short run, had a devastating effect on segments of the industry. However, most experts agree that many of those driven by real estate development and the real estate finance business were unprepared and ill-suited as investors. In the long run, a return to real estate development that is grounded in the basics of economics, real demand, and real profits will benefit the industry. Syndicated ownership of real estate was introduced in the early 2000s. Because many early...
The Value of Technology in Educating Young Children

The Value of Technology in Educating Young Children

TECHNOLOGY
Are young children well suited to the use of technology? Modern technologies are very powerful because they rely on one of the most powerful genetic biases we do have - the preference for visually presented information. The human brain has a tremendous bias for visually presented information. Television, movies, videos, and most computer programs are very visually oriented and therefore attract and maintain the attention of young children. When young children sit in front of the television for hours, they fail to develop other perceptions. But the technologies that benefit young children the greatest are those that are interactive and allow the child to develop their curiosity, problem-solving and independent thinking skills. Technology plays a key role in all aspects of American life whi...
Tips to Make Home Improvements Affordable

Tips to Make Home Improvements Affordable

HOME IMPROVEMENT
If you are like many homeowners, your house is among the most significant investments that you own. In addition to being your largest asset, it is the place where you live, entertain and more. By keeping your home well-maintained and making improvements as needed, you can easily maintain or improve its value while also enjoying increased pride of ownership. However, many home improvement projects can be costly, and you may be looking for a way to make improvements to your home more affordable. By following a few key tips, you can enjoy the benefits associated with improving your home without paying more than necessary for those improvements. Affordable Materials and Equipment One of the key factors that contribute to the cost of home improvements pertains to the materials and equipment n...
Popular Home Improvements

Popular Home Improvements

HOME IMPROVEMENT
Many homeowners have been showing so much interest in improving their homes in the last few years. Most of them have already executed varying improvement projects for their homes and have been appreciating the results of this fruitful undertaking. Home improvement not only helps in raising the value of a home but also brings out a better and more attractive look for the home. This makes the owners feel more comfortable and confident with the place. There are varying home improvement ideas that are available and ready for execution. The size and design of your house matter a lot and this can actually hinder you from applying some of the ideas. Within those varying ideas, there are a number of them that can be applied in most homes because of their usefulness and ease of design. They are th...
Community Needs Health Assessment

Community Needs Health Assessment

HEALTH
In 2012 the Internal Revenue Service mandated that all non-profit hospitals undertake a community health needs assessment (CHNA) that year and every three years thereafter. Further, these hospitals need to file a report every year thereafter detailing the progress that the community is making towards meeting the indicated needs. This type of assessment is a prime example of primary prevention strategy in population health management. Primary prevention strategies focus on preventing the occurrence of diseases or strengthen the resistance to diseases by focusing on environmental factors generally. I believe that it is very fortunate that non-profit hospitals are carrying out this activity in their communities. By assessing the needs of the community and by working with community groups to ...
Developing an Effective Business Plan

Developing an Effective Business Plan

BUSINESS
A business plan is a document that indicates what one intends doing, how and when. This document outlines in great details, how a particular business activity is to be carried out. It gives a perfect picture of the things needed for the work, the skills to be employed, the time span to be covered, the capital needed for the productions and even how to market the finished product. In fact, it gives the total outlook of a business activity. A business plan has several purposes. It serves as a guide in controlling the direction of an enterprise. The business plan dictates the activities of a business. It is the boss who makes the decisions as to how to do it, how much to spend, the section of the large market to target etc. It single-handedly guides the affairs of a business. Moreov...
How to Choose a Car Finance Broker – Some Useful Tips

How to Choose a Car Finance Broker – Some Useful Tips

FINANCE
Financing a car is a very important process and today with the availability of numerous car finance brokers it has become an easy option to get secure car loans. Today these car finance brokers are also playing a vital role in assisting car buyers. In fact, consulting and taking help of car broker can definitely be the most appropriate option if you don't have any clue about what to look at according to your budget. A finance broker is the most experienced personnel and clued-up on how to approach the financiers in a way that can persuade them to approve the loan. They usually have good relations and reputation with the lenders as being reliable, and so they know which lenders are likely to be open to a client. In general, they act as the key source and offer services such as finding a us...
Travel Clubs

Travel Clubs

TRAVEL
Are Travel Clubs worth the investment? My traveling days have slowed down since I've become a new mom, my priorities have changed, but my husband and I still try and take a vacation at least once or twice a year. My boss travels several times a year and was telling me about the opportunities that come along with them and suggested that I check things out. Well, my curiosity got the best of me and I started searching different sites for information on the pros and cons. I hope my findings help you with your decision on whether or not to purchase a membership. Wondering what a travel club is? Members a charged a membership fee in return for providing travel at cost or an extremely discounted rate. There are several different types of clubs, ranging from luxury leisure travel to affordable ...
Home Improvement Tips: Ways to Increase the Value of Your Home

Home Improvement Tips: Ways to Increase the Value of Your Home

HOME IMPROVEMENT
Home improvement projects often begin with someone saying, "Wouldn't it be nice if... ?" usually followed by a wish for a remodeled kitchen or a room addition for space to accommodate every family member's needs. More often than not, reality and dreams don't coincide, due to limited funds for realizing the dream, or limits on the available space. The trick: turning your dreams into reality. Begin with a realistic evaluation of your needs. Homeowners usually consider home improvements for one of the following reasons. You may feel the need to update something that is out-of-date. If your kitchen color scheme was perfect a few decades ago but no longer works, now may a good time to update it. Some home improvement projects grow out of an immediate need to replace broken or inefficient fixt...
Financing Cash Flow Peaks And Valleys

Financing Cash Flow Peaks And Valleys

FINANCE
For many businesses, financing cash flow for their business can be like riding a continuous roller coaster. Sales are up, then they do down. Margins are good, then they flatten out. Cash flow can swing back and forth like an EKG graph of a heart attack. So how do you go about financing cash flow for these types of businesses? First, you need to accurately know and manage your monthly fixed costs. Regardless of what happens during the year, you need to be on top of what amount of funds will be required to cover off the recurring and scheduled operating costs that will occur whether you make a sale or not. Doing this monthly for a full twelve-month cycle provides a basis for cash flow decision making. Second, from where you are at right now, determine the number of funds available in cas...